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WILLS—A
bequest through your will (a common way of giving) may reduce your
estate taxes and thus increase the size of your estate for your
heirs. Meanwhile, you have the full use of your property, plus the
satisfaction of having given to assure the good purposes and
traditions of the YMCA.
LIFE INSURANCE—Many
people do not realize that they can make a gift of life insurance.
You can make the YMCA the beneficiary of a policy you own or you can
designate the YMCA as owner and beneficiary of new insurance you
buy.
CHARITABLE
REMAINDER TRUST—You can
transfer cash, securities or other property into a trust. You
receive funds for a specific period from the trust at the end of
which the remaining principal transfers to the YMCA. You can have a
lifetime income, an immediate capital gains tax reduction on
long-term appreciated property, and reduce or eliminate estate
taxes. The minimum gift to the YMCA Endowment Fund to establish a
Unitrust or Annuity Trust is $50,000.
POOLED
INCOME—A donor’s gift is
invested with that of others. The donor receives his or her prorata
share based upon the fund’s earnings each year. Pooled income can
provide life income for the donor and/or beneficiary. Minimum
investment is $5,000.
CHARITABLE
GIFT ANNUITY— A donor forms a
contract with the YMCA Endowment Fund to which the donor transfers
money or property. On the basis of this gift the donor will receive
a fixed income for life. Minimum gift is $5,000 and minimum age is
50.
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